1. COLLECTION OF INFORMATION AND USE
Users registering for access to VBL online agents are required to provide personally identifying information. VBL uses this information to process and identify each user’s order. VBL keeps personally identifiable information provided by users on file, and may use this information to contact users in the future.
Portions of the Site may require that users who wish to contact VBL to request information provide personally identifiable contact information. VBL uses the information you provide to respond to your request. VBL keeps this information on file and may use this information to contact users in the future.
VBL does not sell or rent personally identifiable user information collected about or from our users. In the event that VBL sells or acquires business assets or concerns, in whole or in part, VBL may transfer user information in conjunction with such sale or acquisition.
VBL reserves the right to access and disclose personally identifiable information as it deems necessary to protect the Site, the content of the Site, or at the request of law enforcement personnel or agencies.
2. SECURITY OF THE DATA COLLECTED
VBL has taken security measures to protect against loss, misuse or alteration of payment and other information under VBL's control. Payment information is protected during transmission from the user by https encryption over a secure socket layer and, once stored, is protected through various security measures in place at VBL data center in accordance with standard business practices.
3. CONSENT TO PRIVACY STATEMENT/OPT-OUT
4. ACCESS OR CORRECTION OF USER INFORMATION
Users may request access to the data VBL has collected about them by sending a request to the address listed below. If users believe that an error has been made in the accuracy of the data collected, they may request that the information be corrected by sending a request to the address below. VBL will correct the error upon adequate verification of the error and the identity of the person seeking the correction. In order to protect a user’s privacy and security, VBL may take reasonable steps to verify a user’s identity before granting access or making corrections.
Users wishing to access or correct any personally identifying data supplied to VBL may do so either by using the contact form located on this website.
5. MISCELLANEOUS PROVISIONS
The Site is not intended for use by children. Users under thirteen (13) years of age are prohibited from posting or providing any personal information on or via the Site. VBL relies on its users to comply with the provisions of this paragraph.
VBL operates VeteransBenefitLeverage.com and VBLfinancial.com web sites to provide online access to information regarding products and services available from VBL (the “Service”).
1. INTELLECTUAL PROPERTY
The Service, the Site, and all information and/or content that can be seen, heard or otherwise experienced on the Site (the “Content”) are protected by U.S. and international copyright, trademark and other laws, and belong to VBL or its licensors, partners, affiliates or third parties. You may use the Site, the Service and the Content for your own personal, non-commercial use only. You agree that you will not otherwise download, copy, reproduce, display, distribute, transmit, publish, or transfer any Content or information obtained from the Site or the Service or create derivative works from any Content or information obtained from the Site or the Service without first obtaining written permission from VBL. You may not mirror or frame the home page or any other pages of this Site on any other web site or web page. You may not connect “deep links” to the Site, i.e., create links to this site that bypass the home page or other parts of the Site. You are prohibited from using any of the marks or logos appearing throughout the Site without express written consent from the trademark owner, except as permitted by applicable law.
a. Third Party Links. Hypertext links to third party web sites or information do not constitute or imply an endorsement, sponsorship, or recommendation by VBL of the third party, the third-party web site, or the information contained therein, unless expressly stated on the Site. You acknowledge and agree that VBL is not responsible for the availability of any such web sites and that VBL does not endorse or warrant, and is not responsible or liable for, any such web site or the content thereon.
b. Downloading Files. VBL cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection by software viruses or other harmful computer code, files or programs. The entire risk as to the quality and performance of the Site and the Services and the accuracy of the Content is solely and exclusively with you.
c. International Use. VBL makes no representation that the Service or Content is applicable or appropriate for use in locations outside the United States. You agree to comply with all applicable laws and local rules regarding the transmission of technical data, acceptable contents and online conduct.
4. DISCLAIMER OF WARRANTIES
You agree to assume total responsibility and risk for your use of the site, the service and the content and for evaluating the accuracy, completeness and usefulness of all content provided by the site or the service. VBL makes no express or implied warranties, representations or endorsements whatsoever with respect to the site, the service or the content. VBL expressly disclaims all warranties of any kind, express, implied, statutory or otherwise, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and no infringement with regard to the site, the service, and the content.
VBL does not warrant that the functions performed by the site or the service will be uninterrupted, timely, secure or error-free, or that defects in the site or the service will be corrected. VBL does not warrant the accuracy or completeness of the content, or that any errors in the content will be corrected. the site, the service and the content are provided on an “as is” and “as available” basis.
5. LIMITATION OF LIABILITY
Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, some of the above limitations may not apply to you. in such states, VBL’s liability is limited and warranties are excluded to the greatest extent permitted by law, but will, in no event, exceed $100.00.
You understand and agree that you are personally responsible for your behavior on the Site. You agree to indemnify, defend and hold harmless VBL, its affiliates, licencors, employees, and agents from and against all claims, losses, expenses, damages and costs (including, but not limited to, direct, incidental, consequential, exemplary and indirect damages), and reasonable attorneys’ fees, resulting from or arising out of your use, misuse, or inability to use the Site, the Service, or the Content, or any violation by you of this Agreement.
You agree not to take any action that might compromise the security of the Site, render the Site inaccessible to others or otherwise cause damage to the Site or the Content. You agree not to add to, subtract from, or otherwise modify the Content. You agree not to use the Site in any manner that might interfere with the rights of third parties.
9. USER SUPPLIED INFORMATION
If you supply any information or material to VBL via the Site, you guarantee to VBL that you have the legal right to supply, post, or store such information or material and that doing so will not violate any law or the rights of any person or entity.
10. GENERAL PROVISIONS
a. Correction of Errors and Inaccuracies. The Content may contain typographical errors or other errors or inaccuracies and may not be complete or current. VBL therefore reserves the right to correct any errors, inaccuracies or omissions and to change or update the Content at any time without prior notice. VBL does not, however, guarantee that any errors, inaccuracies or omissions will be corrected.
d. Entire Agreement/No Waiver. This Agreement constitutes the entire agreement of the parties with respect to the subject matter hereof. No waiver by VBL of any breach or default here-under will be deemed to be a waiver of any preceding or subsequent breach or default.